General Knowledge MCQs & Hindi GK Quizzes

Question #69092

Which of the following correctly describes what sub-prime lending is?

A Lending to the people who cannot return the loan

B Lending to the people who are high-valued customers of the banks

C Landing to those who are not a regular customer of a bank

D Both A and C

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Question #69091

Which of the following committees has given its recommendations on ‘Financial Inclusion’?

A Rakesh mohan committee

B Rangrajan committee

C Sinha committee

D Kelkar committee

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Question #69090

Whenever RBI does some open market operation transactions, actually it wishes to regulate which of the following?

A Inflation only

B Liquidity in economy

C Borrowing powers of the banks

D Flow of foreign direct investment

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Question #69089

The availability of cash and other cash like marketable instruments that are useful in purchases and investments are commonly known as?

A Cash crunch

B Liquidity

C credit

D marketability

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Question #69088

Which of the following is NOT the part of the scheduled banking structure in India?

A moneylenders

B Public sector banks

C Private sector banks

D Regional rural banks

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Question #69087

A lot of Banks in India these days are offering M-Banking facility to their customers. What is the full form of ‘M’ in M-banking?

A money

B marginal

C message

D Mobile phone

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Question #69086

When more than one bank is allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as?

A participation

B consortium

C syndication

D Multiple banking

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Question #69085

As we all know cash reserve ratio is the percentage of the deposit banks keep in reserve with them. This ratio is also known as?

A Repo rate

B Reserve repo rate

C SLR

D Liquidity ratio

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Question #69084

Which of the following is considered an informal method of getting credit/finance?

A Internet Banking

B Branch visits

C Telebanking

D Going to money lenders

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Question #69083

Which of the following organizations/banks has done a commendable work in the field of micro-finance was awarded Nobel prize also in the past?

A CRY

B ASHA

C NABARD

D None of these

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